The Best Credit Cards Based On What Your Spending And Rewards Needs

Midsection Of Woman Using Mobile Phone While Holding Credit Card

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Credit Cards. Most of us have at least one. But how do we know if the plastic we're using is the best one out there? Well, a new report from GoBankingRates is here to help. 

The site has come out with its picks for the best credit cards for 2021, breaking things down into five categories:

  • Travel
  • Airline
  • Overall rewards
  • Balance transfer
  • Cashback

Best Travel Credit Cards

(click here for the complete list)

  1. Chase Freedom Unlimited
  2. Chase Freedom Flex
  3. Barclays JetBlue Plus Mastercard
  4. U.S. Bank Altitude Connect Visa Signature
  5. U.S. Bank FlexPerks Gold American Express

Best Airline Credit Cards

(click here for the complete list)

  1. Delta SkyMiles Platinum American Express
  2. Chase United Quest
  3. Chase United Explorer
  4. Delta SkyMiles Gold American Express
  5. First Bank Sun Country Airlines Visa

Best Rewards Credit Cards

(click here for the complete list)

  1. American Express Blue Cash Preferred
  2. Chase Freedom Unlimited
  3. Chase Freedom Flex
  4. PenFed Platinum Rewards Visa Signature
  5. U.S. Bank Altitude Go Visa Signature

Best Balance Transfer Credit Cards

(click here for the complete list)

  1. Navy Federal Credit Union Platinum
  2. Union Bank Platinum Visa
  3. SunTrust Cash Rewards
  4. M&T Visa
  5. KeyBank Latitude 

Best Cash-Back Credit Cards

(click here for the complete list)

  1. Chase Freedom Unlimited
  2. Chase Freedom Flex
  3. American Express Blue Cash Preferred
  4. U.S. Bank Cash + Visa Signature
  5. Citi Custom Cash 

GoBankingRates

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